Income Tax by Province (2025)
Enter an income and see what you would pay in every province and territory — ranked from lowest tax to highest, with a full federal and provincial breakdown.
Enter a taxable income above zero to compare the provinces.
Total income tax in
average · marginal · take-home
- Federal tax
- Provincial tax
- Total income tax
- After-tax income
- Take-home per month
- Average tax rate
- Marginal tax rate
All provinces and territories, ranked
Ranked from lowest total income tax to highest for the income above.
| Province / territory | Total tax | Take-home | Avg rate | Marginal |
|---|---|---|---|---|
2025 tax brackets and basic personal amounts
Each jurisdiction's 2025 marginal rates and basic personal amount (the income taxed at 0%). Federal tax applies on top of the provincial tax shown.
| Province / territory | Lowest rate | Top rate | Top bracket starts at | Basic personal amount |
|---|---|---|---|---|
| Federal | ||||
| Federal government | 14.5 % | 33 % | $253,414 | $16,129 |
| Provinces and territories | ||||
| Alberta | 8 % | 15 % | $362,961 | $22,323 |
| British Columbia | 5.06 % | 20.5 % | $259,829 | $12,932 |
| Manitoba | 10.8 % | 17.4 % | $100,000 | $15,780 |
| New Brunswick | 9.4 % | 19.5 % | $176,756 | $13,396 |
| Newfoundland and Labrador | 8.7 % | 21.8 % | $1,128,858 | $11,067 |
| Northwest Territories | 5.9 % | 14.05 % | $168,967 | $17,842 |
| Nova Scotia | 8.79 % | 21 % | $154,650 | $11,744 |
| Nunavut | 4 % | 11.5 % | $177,881 | $19,274 |
| Ontario | 5.05 % | 13.16 % | $220,000 | $12,747 |
| Prince Edward Island | 9.5 % | 19 % | $140,000 | $14,650 |
| Quebec | 14 % | 25.75 % | $129,590 | $18,571 |
| Saskatchewan | 10.5 % | 14.5 % | $152,750 | $19,491 |
| Yukon | 6.4 % | 15 % | $500,000 | $16,129 |
What this includes — and what it doesn’t
Income tax across provinces — common questions
Which province has the lowest income tax?
It depends on the income, because each province’s brackets kick in at different points. Across most income levels, Alberta and the territories (Nunavut, Northwest Territories, Yukon) tend to have the lowest provincial income tax, while Quebec, Nova Scotia, and Newfoundland and Labrador are usually among the highest. Enter your income above and the tool ranks all 13 jurisdictions from lowest total tax to highest.
What’s the difference between average and marginal tax rate?
Your marginal rate is the tax on your next dollar of income — the rate of your highest bracket. Your average rate is your total tax divided by your total income, which is always lower because the first dollars are taxed at lower rates (and some are tax-free under the basic personal amount). A common mistake is to multiply income by the marginal rate; that badly overstates the tax. This tool shows both for every province.
How does Canadian income tax work — federal and provincial?
You pay two layers of income tax: a federal tax that is the same across the country, and a provincial or territorial tax that varies by where you live on December 31. Both use progressive brackets, and both give a basic personal amount that shelters the first slice of income from tax. The total you owe is federal tax plus provincial tax. Quebec is a special case — its residents get a 16.5% abatement on federal tax because Quebec runs its own tax system.
Does moving to a lower-tax province save money?
On income tax alone, yes — the gap between the highest- and lowest-tax provinces can be several thousand dollars a year at higher incomes. But income tax is only part of the picture: sales tax, housing costs, car insurance, health premiums, and public services all differ by province and can easily outweigh the income-tax difference. Use this tool for the income-tax piece, then weigh the rest before deciding.
Why is my real paycheque deduction higher than this?
This tool shows income tax only. Your actual paycheque also has CPP or QPP contributions, EI premiums, and in some provinces a health premium — which together can be a few thousand dollars a year. Those are not income tax, so they are not included here. To compare provinces on income tax specifically, this is the right number; to budget your real take-home, add those payroll deductions on top.
What is the basic personal amount?
The basic personal amount is a slice of income everyone can earn before paying any income tax. There is a federal amount (up to about $16,000 in 2025) and a separate provincial one, each delivered as a credit at the lowest tax rate. It is why your average tax rate is well below your marginal rate, especially at lower incomes. This calculator applies both the federal and provincial basic personal amounts automatically.